// NAC 宪法层辖区规则 — 马恩岛（Isle of Man）
// 监管机构：FSA（Isle of Man Financial Services Authority）
// 关键法律：Designated Businesses (Registration and Oversight) Act 2015
// CBPP 原则：约法即是治法 | 宪法即是规则 | 参与即是共识 | 节点产生区块交易决定区块大小
// 生效方式：辖区授权CA（IM_FSA_CA）签名后直接生效，无需链上投票

JURISDICTION IM {
  name: "马恩岛（Isle of Man）"
  regulator: "FSA（Isle of Man Financial Services Authority）"
  key_law: "Designated Businesses (Registration and Oversight) Act 2015"
  ca_authority: "IM_FSA_CA"
  tier: "TIER_2"
  
  // 支持的资产类型
  supported_asset_types: ["数字资产", "代币", "虚拟货币", "基金份额"]
  
  // 禁止事项（直接生效，无需投票）
  prohibited_activities: ["未注册数字资产业务", "匿名交易"]
}

CLAUSE IM_FSA_001 {
  jurisdiction: "IM"
  type: "COMPLIANCE_RULE"
  description: "数字资产业务须向FSA注册为指定业务"
  enforcement: "CA_SIGNED"  // 辖区授权CA签名后直接生效，无需链上投票（约法即是治法）
  effective_immediately: true
}

CLAUSE IM_AML_001 {
  jurisdiction: "IM"
  type: "COMPLIANCE_RULE"
  description: "须符合马恩岛反洗钱法规（Anti-Money Laundering Code 2019）"
  enforcement: "CA_SIGNED"  // 辖区授权CA签名后直接生效，无需链上投票（约法即是治法）
  effective_immediately: true
}

CLAUSE IM_KYC_001 {
  jurisdiction: "IM"
  type: "COMPLIANCE_RULE"
  description: "KYC须核实客户身份，保留5年记录"
  enforcement: "CA_SIGNED"  // 辖区授权CA签名后直接生效，无需链上投票（约法即是治法）
  effective_immediately: true
}

CLAUSE IM_CUSTODY_001 {
  jurisdiction: "IM"
  type: "COMPLIANCE_RULE"
  description: "数字资产托管须符合FSA托管规则"
  enforcement: "CA_SIGNED"  // 辖区授权CA签名后直接生效，无需链上投票（约法即是治法）
  effective_immediately: true
}

CLAUSE IM_REPORT_001 {
  jurisdiction: "IM"
  type: "COMPLIANCE_RULE"
  description: "年度向FSA提交合规报告"
  enforcement: "CA_SIGNED"  // 辖区授权CA签名后直接生效，无需链上投票（约法即是治法）
  effective_immediately: true
}