// NAC 新加坡辖区宪法规则（SG）
// 监管机构：新加坡金融管理局（MAS）
// 法律依据：《证券期货法》（SFA）、《支付服务法》（PSA）、《数字代币发行指引》
// CBPP原则：约法即是治法，宪法即是规则，参与即是共识，节点产生区块，交易决定区块大小
// 版本：v1.0 | 生效日期：2026-01-01 | 授权CA：MAS-CA-001

jurisdiction SG {
  name: "新加坡共和国"
  code: "SG"
  tier: 1
  inherits: GLOBAL
  regulatory_authorities: ["MAS"]
  authorized_ca: "MAS-CA-001"
  ca_cert_standard: "X.509v3"

  rule SG_SFA_001 {
    name: "证券期货法合规"
    basis: "《证券期货法》（SFA）第2(1)条资本市场产品定义"
    capital_markets_product_classification: {
      securities: "MAS_PROSPECTUS_REQUIRED"
      collective_investment_scheme: "MAS_AUTHORIZATION_REQUIRED"
      derivatives: "MAS_APPROVAL_REQUIRED"
    }
    exemptions: {
      small_offer: { max_investors: 50, max_amount_sgd: 5000000 }
      private_placement: { accredited_investors_only: true }
    }
    enforcement: "CEE_REJECT_CR"
  }

  rule SG_PSA_001 {
    name: "支付服务法合规（数字支付代币）"
    basis: "《支付服务法》（PSA）（2019，2023修订）"
    dpt_license: {
      standard_payment_institution: { monthly_volume_sgd_max: 3000000 }
      major_payment_institution: { monthly_volume_sgd_min: 3000000 }
    }
    dpt_service_requirements: {
      travel_rule: REQUIRED
      customer_due_diligence: REQUIRED
      transaction_monitoring: REQUIRED
    }
    enforcement: "CEE_REJECT_CR"
  }

  rule SG_AML_001 {
    name: "新加坡反洗钱合规"
    basis: "MAS Notice SFA04-N02、MAS Notice PSN01/PSN02"
    extends: GLOBAL_AML_001
    cdd_threshold_sgd: 5000
    travel_rule_threshold_sgd: 1500
    str_authority: "STRO"
    str_deadline_days: 5
    enforcement: "CEE_REJECT_CR"
  }

  rule SG_RWA_001 {
    name: "新加坡RWA资产通证化（Project Guardian框架）"
    basis: "MAS Project Guardian指引、MAS《数字代币发行指引》（2020）"
    extends: GLOBAL_RWA_001
    project_guardian_compliance: REQUIRED
    permitted_assets: ["REAL_ESTATE", "EQUITY", "DEBT", "FUND", "INFRASTRUCTURE", "CARBON_CREDIT", "COMMODITY"]
    accredited_investor: {
      individual: { net_personal_assets_sgd: 2000000, income_annual_sgd: 300000 }
      institutional: { net_assets_sgd: 10000000 }
    }
    enforcement: "CEE_REJECT_CR"
  }
}