80 lines
2.8 KiB
Plaintext
80 lines
2.8 KiB
Plaintext
// NAC 美国辖区宪法规则（US）
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// 监管机构：SEC（证券交易委员会）、CFTC（商品期货交易委员会）、FinCEN（金融犯罪执法网络）
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// 法律依据：《证券法》（1933）、《证券交易法》（1934）、《银行保密法》（BSA）、FATCA
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// CBPP原则：约法即是治法，宪法即是规则，参与即是共识，节点产生区块，交易决定区块大小
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// 版本：v1.0 | 生效日期：2026-01-01 | 授权CA：SEC-CA-001
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jurisdiction US {
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name: "美利坚合众国"
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code: "US"
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tier: 1
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inherits: GLOBAL
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regulatory_authorities: ["SEC", "CFTC", "FINCEN", "OCC", "FDIC"]
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authorized_ca: "SEC-CA-001"
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ca_cert_standard: "X.509v3"
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rule US_SEC_001 {
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name: "美国证券法合规（Howey测试）"
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basis: "《证券法》（1933）第2(a)(1)条、SEC v. W.J. Howey Co.判例"
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howey_test: {
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investment_of_money: CHECK
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common_enterprise: CHECK
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expectation_of_profits: CHECK
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from_others_efforts: CHECK
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}
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registration_exemptions: {
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reg_d_506b: { max_investors: 35, accredited_investors_only: false }
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reg_d_506c: { accredited_investors_only: true, general_solicitation: PERMITTED }
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reg_a_plus: { max_raise_usd: 75000000, retail_investors: PERMITTED }
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reg_s: { us_persons: PROHIBITED, offshore_only: true }
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}
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enforcement: "CEE_REJECT_CR"
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}
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rule US_FATCA_001 {
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name: "FATCA税务合规"
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basis: "《外国账户税务合规法》（FATCA）（2010）、IRS Form W-9/W-8"
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us_person_reporting: REQUIRED
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withholding_rate: 0.30
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ffi_agreement: REQUIRED
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enforcement: "CEE_REJECT_CR"
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}
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rule US_BSA_001 {
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name: "银行保密法/反洗钱合规"
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basis: "《银行保密法》（BSA）、FinCEN虚拟货币指引（FIN-2019-G001）"
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extends: GLOBAL_AML_001
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msa_registration: REQUIRED
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ctr_threshold_usd: 10000
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sar_threshold_usd: 5000
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travel_rule_threshold_usd: 3000
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str_authority: "FINCEN"
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enforcement: "CEE_REJECT_CR"
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}
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rule US_OFAC_001 {
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name: "OFAC制裁合规"
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basis: "OFAC制裁条例（31 CFR Parts 500-598）"
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sanctions_screening: REQUIRED
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sdn_list_check: REQUIRED
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blocked_countries: ["CU", "IR", "KP", "SY", "RU_RESTRICTED"]
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enforcement: "CEE_REJECT_CR"
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}
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rule US_RWA_001 {
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name: "美国RWA资产通证化"
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basis: "SEC指引、《投资公司法》（1940）、《投资顾问法》（1940）"
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extends: GLOBAL_RWA_001
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permitted_assets: ["REAL_ESTATE", "EQUITY_PRIVATE", "DEBT_PRIVATE", "FUND_PRIVATE", "INFRASTRUCTURE", "COMMODITY"]
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accredited_investor: {
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individual: { income_annual_usd: 200000, net_worth_usd: 1000000 }
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institutional: { assets_usd: 5000000 }
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}
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transfer_restrictions: {
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lock_up_period_days: 365
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resale_restrictions: "REG_D_COMPLIANCE"
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}
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enforcement: "CEE_REJECT_CR"
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}
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}
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