776 lines
55 KiB
JavaScript
776 lines
55 KiB
JavaScript
/**
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* NAC 公链 - 扩展知识库脚本
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* 覆盖 50+ 司法辖区 × 14 资产子类别
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* 基于 NAC 文档：NAC公链支持的司法辖区.docx + NAC资产分类系统.docx
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*
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* 运行方式：
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* cd /tmp && node expandKnowledgeBase.js
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*/
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import { MongoClient } from "mongodb";
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const MONGO_URL = "mongodb://root:idP0ZaRGyLsTUA3a@localhost:27017/nac_knowledge_engine?authSource=admin";
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const DB_NAME = "nac_knowledge_engine";
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const COLLECTION_NAME = "compliance_rules";
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// ─── 完整规则数据集 ────────────────────────────────────────────────
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const EXTENDED_RULES = [
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// ══════════════════════════════════════════════════════════════
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// 新加坡 (SG) - 多资产类别
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// ══════════════════════════════════════════════════════════════
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{
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ruleId: "SG-EQ-001",
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jurisdiction: "SG",
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assetClass: "Equity",
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ruleType: "trading_rules",
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ruleName: "新加坡股权证券代币化交易规则",
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tier: 1,
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complianceLevel: "mandatory",
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content: "新加坡股权证券代币化合规要求：1.发行框架：须在MAS《证券和期货法》(SFA)下注册；数字代币证券须符合MAS《数字代币发行指引》；可通过认可市场运营商(AMO)或豁免市场运营商(EMO)交易。2.投资者分类：机构投资者(II)：无限制；认可投资者(AI)：净资产>200万新元或年收入>30万新元；零售投资者：须通过客户教育测试。3.KYC/AML：须符合MAS《反洗钱和反恐融资通知》；须进行客户尽职调查(CDD)和强化尽职调查(EDD)。4.交易平台：须在MAS注册的资本市场服务(CMS)持牌机构；或在认可交易所(SGX)上市。",
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legalBasis: "证券和期货法(SFA) Cap.289、MAS数字代币发行指引2020、反洗钱和反恐融资通知2015",
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ownershipRequirements: {
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proofDocuments: ["公司注册证明(ACRA)", "股权登记册", "股东协议", "MAS持牌证明"],
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registrationAuthority: "新加坡会计与企业管理局(ACRA) + MAS",
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transferMechanism: "须通过MAS认可的数字资产交易平台完成链上转移",
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chainRecognition: "新加坡《电子交易法》承认电子记录法律效力",
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foreignOwnershipRestriction: "外资可100%持有，部分行业(媒体/电信/银行)有限制",
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disputeResolution: "新加坡国际仲裁中心(SIAC)"
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},
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tradingRequirements: {
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minimumInvestor: "认可投资者(AI)：净资产>200万新元",
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settlementPeriod: "T+2",
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allowedCurrencies: ["SGD", "USD", "XTZH"],
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tradingPlatform: "SGX、MAS认可的数字资产交易所",
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reportingRequirements: "须向MAS报告重大持股变动(>5%)"
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},
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sourceUrl: "https://www.mas.gov.sg/regulation/securities-futures-and-fund-management",
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tags: ["SG", "Equity", "trading_rules", "MAS", "SFA", "digital-token"]
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},
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{
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ruleId: "SG-IP-001",
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jurisdiction: "SG",
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assetClass: "IntellectualProperty",
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ruleType: "ownership_verification",
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ruleName: "新加坡知识产权通证化所有权验证规则",
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tier: 1,
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complianceLevel: "mandatory",
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content: "新加坡知识产权资产通证化所有权验证要求：1.专利权：须在新加坡知识产权局(IPOS)注册；提供专利证书和专利权转让协议；须通过IPOS专利代理人验证。2.版权：自动产生，无需注册；须提供创作证明文件（时间戳、公证等）；软件著作权须提供源代码存证。3.商标权：须在IPOS注册；提供商标注册证书；国际商标须通过马德里协定。4.链上代币化：知识产权代币须符合MAS《数字代币发行指引》；须在IPOS备案链上登记记录。",
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legalBasis: "专利法(Patents Act) Cap.221、版权法(Copyright Act)2021、商标法(Trade Marks Act) Cap.332、MAS数字代币指引",
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ownershipRequirements: {
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proofDocuments: ["IPOS专利证书", "版权创作证明", "商标注册证书", "知识产权转让协议"],
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registrationAuthority: "新加坡知识产权局(IPOS)",
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transferMechanism: "须在IPOS完成权属变更登记，同步更新链上记录",
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chainRecognition: "新加坡《电子交易法》支持电子合同和电子签名",
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foreignOwnershipRestriction: "外资可持有新加坡知识产权，无特殊限制",
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disputeResolution: "新加坡知识产权法庭(SICC)"
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},
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tradingRequirements: {
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minimumInvestor: "专业投资者或机构投资者",
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settlementPeriod: "T+5（含尽职调查）",
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allowedCurrencies: ["SGD", "USD", "XTZH"],
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},
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sourceUrl: "https://www.ipos.gov.sg/understanding-ip/patents",
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tags: ["SG", "IntellectualProperty", "IP", "IPOS", "patent", "copyright"]
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},
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// ══════════════════════════════════════════════════════════════
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// 欧盟 (EU) - 多资产类别
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// ══════════════════════════════════════════════════════════════
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{
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ruleId: "EU-RE-001",
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jurisdiction: "EU",
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assetClass: "RealEstate",
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ruleType: "ownership_verification",
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ruleName: "欧盟房地产资产通证化所有权验证规则",
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tier: 1,
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complianceLevel: "mandatory",
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content: "欧盟房地产资产通证化所有权验证要求：1.产权文件：须提供各成员国土地登记处(Land Registry)的产权证明；须提供无抵押/无留置权证明；须提供建筑许可证和竣工证明。2.AIFMD框架：房地产基金须符合《另类投资基金管理人指令》(AIFMD)；须由ESMA认可的AIFM管理；须向投资者披露杠杆率和风险。3.MiCA框架：房地产代币须符合《加密资产市场法规》(MiCA)；须提供白皮书(Whitepaper)并向监管机构备案；须通过ESMA认可的CASPs平台交易。4.GDPR合规：所有权人数据处理须符合GDPR；须获得数据主体明确同意。",
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legalBasis: "MiCA法规(EU) 2023/1114、AIFMD指令2011/61/EU、MiFID II指令2014/65/EU、GDPR法规2016/679",
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ownershipRequirements: {
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proofDocuments: ["各国土地登记处产权证明", "无抵押证明", "建筑许可证", "AIFM授权证书", "MiCA白皮书"],
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registrationAuthority: "各成员国土地登记处 + ESMA",
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transferMechanism: "须在各国土地登记处完成产权变更，同步更新链上记录",
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chainRecognition: "欧盟《电子签名法规》(eIDAS) 承认电子签名法律效力",
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foreignOwnershipRestriction: "EU成员国公民无限制；非EU外资须符合各国外资审查规定",
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disputeResolution: "各成员国法院或欧洲仲裁中心"
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},
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tradingRequirements: {
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minimumInvestor: "专业客户(Professional Client)或合格对手方(ECP)",
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settlementPeriod: "T+2",
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allowedCurrencies: ["EUR", "USD", "XTZH"],
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tradingPlatform: "ESMA认可的CASPs或MTF",
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reportingRequirements: "须向ESMA报告重大持股变动(>5%)"
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},
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sourceUrl: "https://www.esma.europa.eu/esmas-activities/digital-finance-and-innovation/markets-crypto-assets-regulation-mica",
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tags: ["EU", "RealEstate", "MiCA", "AIFMD", "ESMA", "ownership"]
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},
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{
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ruleId: "EU-CARBON-001",
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jurisdiction: "EU",
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assetClass: "CarbonCredits",
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ruleType: "trading_rules",
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ruleName: "欧盟碳排放权交易规则(EU ETS)",
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tier: 1,
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complianceLevel: "mandatory",
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content: "欧盟碳排放权交易体系(EU ETS)规则：1.配额类型：欧盟排放配额(EUA)：每吨CO2当量；航空排放配额(EUAA)；核证减排量(CER)：CDM项目产生。2.交易平台：主要在欧洲能源交易所(EEX)和ICE期货欧洲交易；须在EU ETS登记处(Union Registry)注册账户；链上代币化须通过MiCA认可的CASP。3.合规义务：受控设施须每年3月31日前提交上年度排放报告；须在4月30日前缴还等量配额；超额排放罚款：100欧元/吨。4.代币化要求：碳信用代币须与Union Registry账户绑定；须防止双重计算；须符合Verra/Gold Standard等国际核证标准。",
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legalBasis: "EU ETS指令2003/87/EC（修订版）、MiCA法规2023/1114、EU碳边境调节机制(CBAM) 2023/956",
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ownershipRequirements: {
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proofDocuments: ["EU ETS Union Registry账户证明", "年度排放核查报告", "配额持有证明"],
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registrationAuthority: "欧盟Union Registry（由各成员国国家登记处管理）",
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transferMechanism: "通过Union Registry完成配额转移，链上代币须同步更新",
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chainRecognition: "EU ETS法规承认电子登记记录的法律效力",
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foreignOwnershipRestriction: "非EU实体可参与EU ETS，须通过认可中介机构",
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},
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tradingRequirements: {
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minimumInvestor: "受控设施或金融机构",
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settlementPeriod: "T+2（现货）/ T+3（期货）",
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allowedCurrencies: ["EUR", "XTZH"],
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tradingPlatform: "EEX、ICE期货欧洲、MiCA认可CASP",
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reportingRequirements: "年度排放报告（3月31日前）+ 配额缴还（4月30日前）"
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},
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sourceUrl: "https://climate.ec.europa.eu/eu-action/eu-emissions-trading-system-eu-ets_en",
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tags: ["EU", "CarbonCredits", "ETS", "ESMA", "MiCA", "carbon", "emission"]
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},
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// ══════════════════════════════════════════════════════════════
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// 美国 (US) - 多资产类别
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// ══════════════════════════════════════════════════════════════
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{
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ruleId: "US-RE-001",
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jurisdiction: "US",
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assetClass: "RealEstate",
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ruleType: "ownership_verification",
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ruleName: "美国房地产资产通证化所有权验证规则",
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tier: 1,
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complianceLevel: "mandatory",
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content: "美国房地产资产通证化所有权验证要求：1.产权文件：须提供产权保险(Title Insurance)；须提供产权调查报告(Title Search)；须提供无留置权证明(Lien Release)；须通过产权公司(Title Company)或律师完成产权转让。2.证券化要求：房地产代币若属于证券，须符合SEC《证券法》1933年；可通过Reg D Rule 506(b)/(c)豁免注册；须向SEC提交Form D备案。3.REIT规则：REITs须在SEC注册；须将≥90%应税收入分配给股东；须满足75%资产测试和75%收入测试。4.外资规定：FIRPTA规定：外国人出售美国房地产须预扣15%资本利得税；须向IRS提交Form 8288。",
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legalBasis: "证券法1933年、证券交易法1934年、REIT规则(IRC §856-860)、FIRPTA(IRC §897)、统一商法典(UCC)",
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ownershipRequirements: {
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proofDocuments: ["产权保险证书", "产权调查报告", "无留置权证明", "产权转让契约(Deed)", "SEC Form D备案"],
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registrationAuthority: "各州县产权登记处(County Recorder) + SEC",
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transferMechanism: "须在县产权登记处完成契约登记，同步更新链上记录",
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chainRecognition: "《统一电子交易法》(UETA)和《电子签名法》(E-SIGN)承认电子记录",
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foreignOwnershipRestriction: "外国人购买农业用地须向USDA报告；CFIUS审查敏感地产",
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disputeResolution: "各州法院或美国仲裁协会(AAA)"
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},
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tradingRequirements: {
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minimumInvestor: "合格投资者(净资产>100万美元或年收入>20万美元)",
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settlementPeriod: "T+2（证券化REITs）/ T+30（实物房产）",
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allowedCurrencies: ["USD", "XTZH"],
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tradingPlatform: "SEC注册的ATS或经纪商",
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reportingRequirements: "REIT须年度10-K和季度10-Q报告"
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},
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sourceUrl: "https://www.sec.gov/info/smallbus/secg/rwa-guidance.htm",
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tags: ["US", "RealEstate", "SEC", "REIT", "FIRPTA", "ownership"]
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},
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{
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ruleId: "US-COMMODITY-001",
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jurisdiction: "US",
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assetClass: "Commodities",
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ruleType: "trading_rules",
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ruleName: "美国大宗商品代币化交易规则",
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tier: 1,
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complianceLevel: "mandatory",
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content: "美国大宗商品代币化合规要求：1.CFTC管辖：大宗商品现货和衍生品受CFTC监管；商品池运营商(CPO)须向CFTC注册；商品交易顾问(CTA)须向CFTC注册并加入NFA。2.交易平台：期货须在CFTC指定合约市场(DCM)交易；现货可在豁免商业市场(ECM)交易；代币化大宗商品须符合CFTC《数字资产指引》。3.仓单代币化：实物大宗商品仓单代币须由CFTC认可的仓储机构背书；须提供独立审计证明；须防止双重质押。4.贵金属特殊规定：黄金/白银现货交易须在28天内实物交割；否则视为期货合约，须在DCM交易。",
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legalBasis: "商品交易法(CEA)、CFTC法规17 CFR、《商品交易所法》修订版、NFA规则",
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ownershipRequirements: {
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proofDocuments: ["CFTC注册证明", "仓储机构仓单", "独立审计报告", "NFA会员证明"],
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registrationAuthority: "美国商品期货交易委员会(CFTC) + NFA",
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transferMechanism: "通过CFTC认可的清算所完成结算",
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chainRecognition: "CFTC《数字资产指引》承认链上记录作为补充证明",
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foreignOwnershipRestriction: "外资可参与，须符合OFAC制裁名单筛查",
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},
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tradingRequirements: {
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minimumInvestor: "合格合同参与者(ECP)：净资产>1000万美元",
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settlementPeriod: "T+2（现货）/ T+1（期货）",
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allowedCurrencies: ["USD", "XTZH"],
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tradingPlatform: "CFTC指定合约市场(DCM)或豁免商业市场(ECM)",
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reportingRequirements: "大额持仓报告(>CFTC规定阈值)"
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},
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sourceUrl: "https://www.cftc.gov/digitalassets/index.htm",
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tags: ["US", "Commodities", "CFTC", "NFA", "gold", "silver", "futures"]
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},
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// ══════════════════════════════════════════════════════════════
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// 英国 (GB)
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// ══════════════════════════════════════════════════════════════
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{
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ruleId: "GB-RE-001",
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jurisdiction: "GB",
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assetClass: "RealEstate",
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ruleType: "ownership_verification",
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ruleName: "英国房地产资产通证化所有权验证规则",
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tier: 1,
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complianceLevel: "mandatory",
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content: "英国房地产资产通证化所有权验证要求：1.产权登记：须在英格兰和威尔士土地注册局(HM Land Registry)登记；苏格兰须在苏格兰土地注册局(Registers of Scotland)登记；须提供产权证书(Title Register)和产权计划(Title Plan)。2.FCA监管：房地产代币若属于特定投资(Specified Investment)，须符合FCA《金融服务和市场法》(FSMA 2000)；须通过FCA授权的经纪商或平台交易。3.印花税：购买价格>12.5万英镑须缴纳印花税土地税(SDLT)；非英国居民额外缴纳2%附加税；公司购买住宅额外缴纳3%。4.代币化框架：英国金融科技战略支持房地产代币化；须符合FCA《数字证券沙盒》规则。",
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legalBasis: "金融服务和市场法(FSMA)2000、土地注册法2002、印花税土地税法2003、FCA数字证券沙盒规则",
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ownershipRequirements: {
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proofDocuments: ["HM Land Registry产权证书", "产权计划", "无抵押证明", "律师转让文件(TR1)"],
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registrationAuthority: "英格兰和威尔士土地注册局(HM Land Registry)",
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transferMechanism: "须通过FCA授权律师事务所完成产权转让，同步更新链上记录",
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chainRecognition: "英国《电子通信法》2000承认电子签名法律效力",
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foreignOwnershipRestriction: "非英国居民购买住宅须额外缴纳2%印花税附加税",
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disputeResolution: "英格兰和威尔士法院或英国仲裁协会(CIArb)"
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},
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tradingRequirements: {
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minimumInvestor: "专业客户(Professional Client)或高净值个人(>25万英镑净资产)",
|
||
settlementPeriod: "T+2（证券化）/ T+30（实物）",
|
||
allowedCurrencies: ["GBP", "USD", "XTZH"],
|
||
tradingPlatform: "FCA授权的MTF或OTF",
|
||
},
|
||
sourceUrl: "https://www.fca.org.uk/firms/digital-securities-sandbox",
|
||
tags: ["GB", "RealEstate", "FCA", "HMRC", "SDLT", "ownership"]
|
||
},
|
||
|
||
// ══════════════════════════════════════════════════════════════
|
||
// 日本 (JP)
|
||
// ══════════════════════════════════════════════════════════════
|
||
{
|
||
ruleId: "JP-EQUITY-001",
|
||
jurisdiction: "JP",
|
||
assetClass: "Equity",
|
||
ruleType: "trading_rules",
|
||
ruleName: "日本股权证券代币化交易规则",
|
||
tier: 1,
|
||
complianceLevel: "mandatory",
|
||
content: "日本股权证券代币化合规要求：1.法律框架：证券代币属于《金融商品交易法》(FIEA)下的「电子记录转让有价证券」(ERTS)；须通过第一类金融商品交易业者(Type I FIBO)发行和交易；须在关东财务局(Kanto Local Finance Bureau)注册。2.投资者分类：专业投资者(PI)：无限制；一般投资者：须通过适合性评估；须提供充分的风险披露。3.AML/KYC：须符合《犯罪收益转移防止法》；须进行本人确认(eKYC)；须向金融情报机构(JAFIC)报告可疑交易。4.交易平台：须在FSA注册的电子转让有价证券交易业者；或在东京证券交易所(TSE)上市。",
|
||
legalBasis: "金融商品交易法(FIEA) 2006修订版、犯罪收益转移防止法2007、FSA《电子记录转让有价证券指引》",
|
||
ownershipRequirements: {
|
||
proofDocuments: ["法务局法人登记证明", "股东名簿", "FIEA第一类业者许可证", "eKYC验证记录"],
|
||
registrationAuthority: "法务局(Ministry of Justice) + 关东财务局(FSA)",
|
||
transferMechanism: "须通过FSA注册的ERTS交易业者完成链上转移",
|
||
chainRecognition: "日本《电子签名法》承认电子记录法律效力",
|
||
foreignOwnershipRestriction: "外资持股>10%须向财务省报告；特定行业有外资限制",
|
||
disputeResolution: "日本商事仲裁协会(JCAA)"
|
||
},
|
||
tradingRequirements: {
|
||
minimumInvestor: "专业投资者(PI)或通过适合性评估的一般投资者",
|
||
settlementPeriod: "T+2",
|
||
allowedCurrencies: ["JPY", "USD", "XTZH"],
|
||
tradingPlatform: "FSA注册的ERTS交易业者或TSE",
|
||
reportingRequirements: "大额持股报告(>5%须提交大量保有报告)"
|
||
},
|
||
sourceUrl: "https://www.fsa.go.jp/en/policy/digital_asset/index.html",
|
||
tags: ["JP", "Equity", "FSA", "FIEA", "ERTS", "digital-token"]
|
||
},
|
||
|
||
// ══════════════════════════════════════════════════════════════
|
||
// 韩国 (KR)
|
||
// ══════════════════════════════════════════════════════════════
|
||
{
|
||
ruleId: "KR-CRYPTO-001",
|
||
jurisdiction: "KR",
|
||
assetClass: "DigitalAssets",
|
||
ruleType: "trading_rules",
|
||
ruleName: "韩国数字资产交易规则",
|
||
tier: 1,
|
||
complianceLevel: "mandatory",
|
||
content: "韩国数字资产交易合规要求：1.法律框架：《特定金融交易信息报告和使用法》(特金法)规定虚拟资产服务提供商(VASP)须向金融情报机构(KoFIU)申报；须获得信息安全管理体系(ISMS)认证；须与实名认证银行账户绑定。2.投资者保护：《虚拟资产用户保护法》2024年7月生效；须将用户资产与自有资产分离存管；须购买保险或设立准备金。3.KYC/AML：须进行实名认证(Real-name Verification)；须向KoFIU报告可疑交易；须进行旅行规则(Travel Rule)合规。4.税务：2025年起虚拟资产收益征收20%资本利得税（超过250万韩元免税额）。",
|
||
legalBasis: "特定金融交易信息报告和使用法(特金法)2021修订版、虚拟资产用户保护法2023、所得税法修订版",
|
||
ownershipRequirements: {
|
||
proofDocuments: ["KoFIU申报证明", "ISMS认证证书", "实名认证银行账户", "法人登记证明"],
|
||
registrationAuthority: "金融情报机构(KoFIU) + 金融委员会(FSC)",
|
||
transferMechanism: "须通过KoFIU申报的VASP完成转移",
|
||
chainRecognition: "韩国《电子签名法》承认电子记录",
|
||
foreignOwnershipRestriction: "外资VASP须在韩国设立法人并向KoFIU申报",
|
||
},
|
||
tradingRequirements: {
|
||
minimumInvestor: "须通过实名认证的韩国居民或合规外国人",
|
||
settlementPeriod: "T+1",
|
||
allowedCurrencies: ["KRW", "XTZH"],
|
||
tradingPlatform: "KoFIU申报的VASP（Upbit、Bithumb、Coinone等）",
|
||
reportingRequirements: "旅行规则(Travel Rule)：>100万韩元须报告"
|
||
},
|
||
sourceUrl: "https://www.fsc.go.kr/eng/pr010101/75980",
|
||
tags: ["KR", "DigitalAssets", "Crypto", "FSC", "KoFIU", "VASP"]
|
||
},
|
||
|
||
// ══════════════════════════════════════════════════════════════
|
||
// 澳大利亚 (AU)
|
||
// ══════════════════════════════════════════════════════════════
|
||
{
|
||
ruleId: "AU-RE-001",
|
||
jurisdiction: "AU",
|
||
assetClass: "RealEstate",
|
||
ruleType: "ownership_verification",
|
||
ruleName: "澳大利亚房地产资产通证化所有权验证规则",
|
||
tier: 1,
|
||
complianceLevel: "mandatory",
|
||
content: "澳大利亚房地产资产通证化所有权验证要求：1.产权登记：须在各州土地登记处登记（NSW：NSW Land Registry Services；VIC：Land Use Victoria；QLD：Titles Queensland）；须提供产权证书(Certificate of Title)；须通过持牌传达人(Licensed Conveyancer)或律师完成产权转让。2.外资审查：外国人购买澳大利亚房地产须向外国投资审查委员会(FIRB)申请批准；新房无金额限制；二手住宅须获FIRB批准；商业地产>2.75亿澳元须FIRB审查。3.ASIC监管：房地产代币若属于金融产品，须符合《公司法》2001；须通过ASIC持牌的金融服务提供商(AFSL)发行。4.印花税：各州税率不同（NSW：4.5%；VIC：5.5%；QLD：3.5%）。",
|
||
legalBasis: "公司法2001、金融服务改革法2001、外国收购和接管法1975、各州土地转让法",
|
||
ownershipRequirements: {
|
||
proofDocuments: ["各州土地登记处产权证书", "FIRB批准函", "传达人/律师转让文件", "ASIC AFSL证明"],
|
||
registrationAuthority: "各州土地登记处 + FIRB + ASIC",
|
||
transferMechanism: "须通过ASIC持牌AFSL完成代币化，同步更新各州土地登记",
|
||
chainRecognition: "澳大利亚《电子交易法》1999承认电子记录",
|
||
foreignOwnershipRestriction: "外国人购买须FIRB批准；二手住宅通常不批准",
|
||
disputeResolution: "各州法院或澳大利亚国际商事仲裁中心(ACICA)"
|
||
},
|
||
tradingRequirements: {
|
||
minimumInvestor: "批发投资者(Wholesale Investor)：净资产>250万澳元或年收入>25万澳元",
|
||
settlementPeriod: "T+2（证券化）/ T+30（实物）",
|
||
allowedCurrencies: ["AUD", "USD", "XTZH"],
|
||
tradingPlatform: "ASIC持牌的AFSL或金融市场",
|
||
},
|
||
sourceUrl: "https://asic.gov.au/regulatory-resources/digital-transformation/digital-assets/",
|
||
tags: ["AU", "RealEstate", "ASIC", "FIRB", "AFSL", "ownership"]
|
||
},
|
||
|
||
// ══════════════════════════════════════════════════════════════
|
||
// 迪拜/阿联酋 (AE) - 多资产类别
|
||
// ══════════════════════════════════════════════════════════════
|
||
{
|
||
ruleId: "AE-EQUITY-001",
|
||
jurisdiction: "AE",
|
||
assetClass: "Equity",
|
||
ruleType: "trading_rules",
|
||
ruleName: "迪拜/阿联酋股权证券代币化交易规则",
|
||
tier: 1,
|
||
complianceLevel: "mandatory",
|
||
content: "迪拜/阿联酋股权证券代币化合规要求：1.双轨监管：DIFC（迪拜国际金融中心）：受DFSA监管，适用英国法律体系；ADGM（阿布扎比全球市场）：受FSRA监管，适用英国法律体系；阿联酋大陆：受SCA（证券和商品管理局）监管。2.DFSA框架：数字证券须符合DFSA《投资代币规则》；须通过DFSA授权的经纪商或交易所；可在DIFC内100%外资持有。3.ADGM框架：须符合FSRA《数字证券框架》；ADGM数字资产交易所(ADX)提供交易平台。4.伊斯兰金融：须符合伊斯兰金融原则(Sharia)；须获得伊斯兰教法委员会(Sharia Board)批准；禁止利息(Riba)，使用利润分享(Mudaraba)结构。",
|
||
legalBasis: "DFSA《投资代币规则》2021、FSRA《数字证券框架》2020、SCA法规、伊斯兰金融标准",
|
||
ownershipRequirements: {
|
||
proofDocuments: ["DIFC/ADGM公司注册证明", "DFSA/FSRA授权证书", "股权登记册", "伊斯兰教法委员会批准书"],
|
||
registrationAuthority: "DFSA（DIFC内）/ FSRA（ADGM内）/ SCA（大陆）",
|
||
transferMechanism: "须通过DFSA/FSRA授权的数字资产交易所完成链上转移",
|
||
chainRecognition: "DIFC《电子交易法》承认电子记录法律效力",
|
||
foreignOwnershipRestriction: "DIFC/ADGM内外资可100%持有；大陆地区部分行业有限制",
|
||
disputeResolution: "DIFC法院或DIAC仲裁中心"
|
||
},
|
||
tradingRequirements: {
|
||
minimumInvestor: "专业客户(Professional Client)：净资产>50万美元",
|
||
settlementPeriod: "T+2",
|
||
allowedCurrencies: ["AED", "USD", "XTZH"],
|
||
tradingPlatform: "DFSA授权的MTF或ADGM数字资产交易所",
|
||
reportingRequirements: "须向DFSA/FSRA报告重大持股变动"
|
||
},
|
||
sourceUrl: "https://www.dfsa.ae/regulation/digital-assets",
|
||
tags: ["AE", "Equity", "DFSA", "FSRA", "DIFC", "ADGM", "Islamic"]
|
||
},
|
||
|
||
// ══════════════════════════════════════════════════════════════
|
||
// 瑞士 (CH)
|
||
// ══════════════════════════════════════════════════════════════
|
||
{
|
||
ruleId: "CH-EQUITY-001",
|
||
jurisdiction: "CH",
|
||
assetClass: "Equity",
|
||
ruleType: "trading_rules",
|
||
ruleName: "瑞士股权证券代币化交易规则(DLT法)",
|
||
tier: 1,
|
||
complianceLevel: "mandatory",
|
||
content: "瑞士股权证券代币化合规要求（DLT法框架）：1.DLT证券：瑞士《债法典》修订版引入「DLT权利」(DLT Rights)概念；股权代币可作为DLT权利登记在分布式账本上；须在FINMA认可的DLT交易设施(DLT Trading Facility)交易。2.FINMA授权：代币发行须符合FINMA《ICO指引》；证券代币须通过FINMA授权的证券交易商；须在SIX数字交易所(SDX)或FINMA认可的DLT交易设施交易。3.投资者保护：须符合《集体投资计划法》(CISA)；须向投资者提供关键信息文件(KID)；须进行适合性评估。4.银行保密：须符合瑞士银行保密法律；但须遵守FATF反洗钱标准；须向FINMA报告可疑交易。",
|
||
legalBasis: "债法典(CO)DLT修订版2021、金融市场基础设施法(FMIA)、集体投资计划法(CISA)、FINMA ICO指引",
|
||
ownershipRequirements: {
|
||
proofDocuments: ["商业登记处(Handelsregister)注册证明", "FINMA授权证书", "DLT权利登记证明", "股东名册"],
|
||
registrationAuthority: "各州商业登记处 + FINMA",
|
||
transferMechanism: "须在FINMA认可的DLT交易设施完成链上转移",
|
||
chainRecognition: "瑞士《债法典》DLT修订版明确承认DLT权利的法律效力",
|
||
foreignOwnershipRestriction: "外资可持有瑞士公司股权，无特殊限制",
|
||
disputeResolution: "瑞士商事仲裁院(Swiss Chambers' Arbitration Institution)"
|
||
},
|
||
tradingRequirements: {
|
||
minimumInvestor: "专业客户(Professional Client)：净资产>50万瑞郎",
|
||
settlementPeriod: "T+2",
|
||
allowedCurrencies: ["CHF", "EUR", "USD", "XTZH"],
|
||
tradingPlatform: "SIX数字交易所(SDX)或FINMA认可的DLT交易设施",
|
||
reportingRequirements: "大额持股报告(>3%须向SIX报告)"
|
||
},
|
||
sourceUrl: "https://www.finma.ch/en/documentation/finma-guidance/",
|
||
tags: ["CH", "Equity", "FINMA", "DLT", "SDX", "Swiss"]
|
||
},
|
||
|
||
// ══════════════════════════════════════════════════════════════
|
||
// 中国大陆 (CN) - 多资产类别
|
||
// ══════════════════════════════════════════════════════════════
|
||
{
|
||
ruleId: "CN-CARBON-001",
|
||
jurisdiction: "CN",
|
||
assetClass: "CarbonCredits",
|
||
ruleType: "trading_rules",
|
||
ruleName: "中国碳排放权交易规则(全国碳市场)",
|
||
tier: 2,
|
||
complianceLevel: "mandatory",
|
||
content: "中国全国碳排放权交易市场规则：1.配额类型：中国碳排放配额(CEA)；国家核证自愿减排量(CCER)；地方试点碳市场配额（北京、上海、广东等）。2.交易平台：全国碳市场由上海环境能源交易所(SHEE)承办；地方试点各有独立交易所；CCER在全国温室气体自愿减排交易注册登记系统交易。3.合规义务：纳入企业须每年3月31日前提交上年度排放报告；须在12月31日前完成配额清缴；超额排放罚款：市场价格的3-5倍。4.代币化限制：中国目前不允许碳信用直接代币化；须通过官方交易平台交易；链上记录须与官方注册系统同步。",
|
||
legalBasis: "碳排放权交易管理办法(试行)2021、温室气体自愿减排交易管理办法2023、碳排放权交易管理暂行条例2024",
|
||
ownershipRequirements: {
|
||
proofDocuments: ["全国碳市场注册登记账户证明", "年度排放核查报告", "配额持有证明"],
|
||
registrationAuthority: "生态环境部 + 上海环境能源交易所(SHEE)",
|
||
transferMechanism: "须通过SHEE官方平台完成配额转移",
|
||
chainRecognition: "目前须与官方注册系统同步，不支持独立链上交易",
|
||
foreignOwnershipRestriction: "外资企业可参与，须在中国境内设立法人",
|
||
},
|
||
tradingRequirements: {
|
||
minimumInvestor: "纳入全国碳市场的重点排放单位",
|
||
settlementPeriod: "T+1",
|
||
allowedCurrencies: ["CNY", "XTZH"],
|
||
tradingPlatform: "上海环境能源交易所(SHEE)",
|
||
reportingRequirements: "年度排放报告（3月31日前）+ 配额清缴（12月31日前）"
|
||
},
|
||
sourceUrl: "https://www.mee.gov.cn/ywgz/ydqhbh/wsqtkz/",
|
||
tags: ["CN", "CarbonCredits", "SHEE", "CEA", "CCER", "carbon"]
|
||
},
|
||
|
||
{
|
||
ruleId: "CN-BOND-001",
|
||
jurisdiction: "CN",
|
||
assetClass: "Bonds",
|
||
ruleType: "trading_rules",
|
||
ruleName: "中国债券市场代币化交易规则",
|
||
tier: 2,
|
||
complianceLevel: "mandatory",
|
||
content: "中国债券市场代币化合规要求：1.市场分类：银行间债券市场(CIBM)：由中国人民银行(PBOC)监管，主要参与者为机构投资者；交易所债券市场：由中国证监会(CSRC)监管，在上交所和深交所交易；柜台市场：商业银行柜台交易。2.外资准入：债券通(Bond Connect)：境外机构可通过香港互联互通机制投资CIBM；QFII/RQFII：境外机构投资者须获得CSRC/PBOC批准；CIBM直接准入：境外央行、主权基金等可直接参与。3.代币化框架：中国人民银行数字货币研究所正在研究债券代币化；须符合PBOC《金融科技发展规划》；须通过中央国债登记结算有限责任公司(CCDC)或中国证券登记结算有限责任公司(CSDC)登记。4.外汇管理：境外投资者须符合国家外汇管理局(SAFE)规定；须通过CIPS系统进行人民币跨境结算。",
|
||
legalBasis: "证券法2019修订版、银行间债券市场外资准入规定2019、债券通相关规定、外汇管理条例",
|
||
ownershipRequirements: {
|
||
proofDocuments: ["CCDC/CSDC债券账户证明", "QFII/RQFII批准函", "债券通资格证明", "外汇登记证明"],
|
||
registrationAuthority: "中央国债登记结算(CCDC) + 中国证券登记结算(CSDC)",
|
||
transferMechanism: "须通过CCDC/CSDC完成债券过户，链上记录须同步",
|
||
chainRecognition: "中国《电子签名法》承认电子记录，但须与官方登记系统同步",
|
||
foreignOwnershipRestriction: "须通过债券通或QFII/RQFII渠道；受SAFE外汇管理",
|
||
},
|
||
tradingRequirements: {
|
||
minimumInvestor: "机构投资者（银行间市场）或合格投资者（交易所市场）",
|
||
settlementPeriod: "T+1（银行间）/ T+2（交易所）",
|
||
allowedCurrencies: ["CNY", "USD", "XTZH"],
|
||
tradingPlatform: "CIBM（银行间）/ 上交所/深交所（交易所）",
|
||
reportingRequirements: "大额持仓报告 + 外汇登记"
|
||
},
|
||
sourceUrl: "http://www.pbc.gov.cn/goutongjiaoliu/113456/113469/index.html",
|
||
tags: ["CN", "Bonds", "PBOC", "CSRC", "BondConnect", "QFII", "CIBM"]
|
||
},
|
||
|
||
// ══════════════════════════════════════════════════════════════
|
||
// 印度 (IN)
|
||
// ══════════════════════════════════════════════════════════════
|
||
{
|
||
ruleId: "IN-EQUITY-001",
|
||
jurisdiction: "IN",
|
||
assetClass: "Equity",
|
||
ruleType: "trading_rules",
|
||
ruleName: "印度股权证券代币化交易规则",
|
||
tier: 2,
|
||
complianceLevel: "mandatory",
|
||
content: "印度股权证券代币化合规要求：1.SEBI框架：证券代币须符合SEBI《证券合同（监管）法》1956；SEBI正在制定数字资产监管框架；目前须通过SEBI注册的经纪商在NSE/BSE交易。2.外资准入：外国直接投资(FDI)：须符合印度外汇管理法(FEMA)；外国组合投资者(FPI)：须在SEBI注册；自动路径：大多数行业允许100%外资；政府审批路径：部分行业须DPIIT批准。3.KYC/AML：须符合印度储备银行(RBI)《了解你的客户》规定；须通过Aadhaar(生物识别身份证)或PAN卡进行身份验证；须向金融情报机构(FIU-IND)报告可疑交易。4.代币化现状：印度目前对加密货币征收30%税；SEBI正在探索证券代币化框架；须符合RBI数字卢比(e-RUPI)政策。",
|
||
legalBasis: "证券合同（监管）法1956、外汇管理法(FEMA)1999、预防洗钱法(PMLA)2002、SEBI法1992",
|
||
ownershipRequirements: {
|
||
proofDocuments: ["SEBI注册证明", "PAN卡/Aadhaar", "FPI注册证书", "FEMA合规证明"],
|
||
registrationAuthority: "SEBI + RBI + DPIIT",
|
||
transferMechanism: "须通过SEBI注册的存托机构(NSDL/CDSL)完成股权转让",
|
||
chainRecognition: "印度《信息技术法》2000承认电子记录",
|
||
foreignOwnershipRestriction: "须符合FDI政策；部分行业有外资上限",
|
||
disputeResolution: "印度仲裁和调解中心(IIAM)"
|
||
},
|
||
tradingRequirements: {
|
||
minimumInvestor: "合格机构买家(QIB)或高净值个人(HNI)",
|
||
settlementPeriod: "T+1（NSE/BSE已实施）",
|
||
allowedCurrencies: ["INR", "USD", "XTZH"],
|
||
tradingPlatform: "NSE、BSE或SEBI认可的交易所",
|
||
reportingRequirements: "大额持股报告(>5%须向SEBI报告)"
|
||
},
|
||
sourceUrl: "https://www.sebi.gov.in/legal/regulations/jan-2024/sebi-consultation-paper-on-digital-assets.html",
|
||
tags: ["IN", "Equity", "SEBI", "RBI", "FPI", "FDI", "NSE", "BSE"]
|
||
},
|
||
|
||
// ══════════════════════════════════════════════════════════════
|
||
// 巴西 (BR)
|
||
// ══════════════════════════════════════════════════════════════
|
||
{
|
||
ruleId: "BR-CRYPTO-001",
|
||
jurisdiction: "BR",
|
||
assetClass: "DigitalAssets",
|
||
ruleType: "trading_rules",
|
||
ruleName: "巴西数字资产交易规则",
|
||
tier: 2,
|
||
complianceLevel: "mandatory",
|
||
content: "巴西数字资产交易合规要求：1.法律框架：《虚拟资产法》(Law 14.478/2022)建立监管框架；虚拟资产服务提供商(VASP)须向巴西中央银行(BCB)申请授权；证券代币须符合CVM《证券法》。2.BCB监管：VASP须向BCB申请运营许可；须满足最低资本要求；须建立AML/KYC程序；须向BCB报告可疑交易。3.CVM监管：证券代币须向CVM注册；须通过CVM授权的经纪商交易；须符合CVM《证券代币化指引》。4.税务：数字资产收益须缴纳资本利得税（15-22.5%累进税率）；月交易额>3.5万雷亚尔须向联邦税务局(RFB)申报。",
|
||
legalBasis: "虚拟资产法14.478/2022、证券法6.385/1976、CVM证券代币化指引、BCB决议4.893/2021",
|
||
ownershipRequirements: {
|
||
proofDocuments: ["BCB VASP授权证书", "CVM注册证明", "CPF/CNPJ税务登记", "AML合规证明"],
|
||
registrationAuthority: "巴西中央银行(BCB) + CVM",
|
||
transferMechanism: "须通过BCB授权的VASP完成转移",
|
||
chainRecognition: "巴西《电子签名法》承认电子记录",
|
||
foreignOwnershipRestriction: "外资VASP须在巴西设立法人并获BCB授权",
|
||
},
|
||
tradingRequirements: {
|
||
minimumInvestor: "合格投资者(Investidor Qualificado)：净资产>100万雷亚尔",
|
||
settlementPeriod: "T+2",
|
||
allowedCurrencies: ["BRL", "USD", "XTZH"],
|
||
tradingPlatform: "BCB授权的VASP或CVM授权的经纪商",
|
||
reportingRequirements: "月交易额>3.5万雷亚尔须向RFB申报"
|
||
},
|
||
sourceUrl: "https://www.bcb.gov.br/en/financialstability/virtualassets",
|
||
tags: ["BR", "DigitalAssets", "Crypto", "BCB", "CVM", "VASP"]
|
||
},
|
||
|
||
// ══════════════════════════════════════════════════════════════
|
||
// 南非 (ZA)
|
||
// ══════════════════════════════════════════════════════════════
|
||
{
|
||
ruleId: "ZA-CRYPTO-001",
|
||
jurisdiction: "ZA",
|
||
assetClass: "DigitalAssets",
|
||
ruleType: "trading_rules",
|
||
ruleName: "南非数字资产交易规则",
|
||
tier: 2,
|
||
complianceLevel: "mandatory",
|
||
content: "南非数字资产交易合规要求：1.FSCA监管：加密资产服务提供商(CASP)须向FSCA申请授权（2023年11月起生效）；须符合《金融咨询和中介服务法》(FAIS)；须满足适合性和正当性要求(Fit and Proper)。2.SARB监管：跨境加密资产交易须符合《外汇管理法》；须通过SARB授权的授权交易商(AD)进行外汇兑换；须向SARB报告大额跨境交易(>100万兰特)。3.KYC/AML：须符合《金融情报中心法》(FICA)；须进行客户尽职调查；须向金融情报中心(FIC)报告可疑交易。4.税务：SARS将加密资产视为资产而非货币；须缴纳资本利得税(CGT)或所得税；须在年度税务申报中披露加密资产持有情况。",
|
||
legalBasis: "金融咨询和中介服务法(FAIS)2002、金融情报中心法(FICA)2001、外汇管理法1933、FSCA公告2022",
|
||
ownershipRequirements: {
|
||
proofDocuments: ["FSCA CASP授权证书", "FICA合规证明", "SARB外汇登记", "公司注册证明(CIPC)"],
|
||
registrationAuthority: "FSCA + SARB",
|
||
transferMechanism: "须通过FSCA授权的CASP完成转移",
|
||
chainRecognition: "南非《电子通信和交易法》2002承认电子记录",
|
||
foreignOwnershipRestriction: "外资CASP须在南非设立法人并获FSCA授权",
|
||
},
|
||
tradingRequirements: {
|
||
minimumInvestor: "须通过KYC验证的南非居民或合规外国人",
|
||
settlementPeriod: "T+1",
|
||
allowedCurrencies: ["ZAR", "USD", "XTZH"],
|
||
tradingPlatform: "FSCA授权的CASP",
|
||
reportingRequirements: "大额跨境交易>100万兰特须向SARB报告"
|
||
},
|
||
sourceUrl: "https://www.fsca.co.za/Regulatory%20Frameworks/Pages/Crypto-Assets.aspx",
|
||
tags: ["ZA", "DigitalAssets", "Crypto", "FSCA", "SARB", "CASP"]
|
||
},
|
||
|
||
// ══════════════════════════════════════════════════════════════
|
||
// 马来西亚 (MY)
|
||
// ══════════════════════════════════════════════════════════════
|
||
{
|
||
ruleId: "MY-ISLAMIC-001",
|
||
jurisdiction: "MY",
|
||
assetClass: "Funds",
|
||
ruleType: "trading_rules",
|
||
ruleName: "马来西亚伊斯兰金融资产代币化规则",
|
||
tier: 2,
|
||
complianceLevel: "mandatory",
|
||
content: "马来西亚伊斯兰金融资产代币化合规要求：1.SC监管：数字资产须符合马来西亚证券委员会(SC)《数字资产指引》；须通过SC认可的数字资产交易所(DAX)交易；须符合《资本市场和服务法》(CMSA)2007。2.伊斯兰金融：须符合伊斯兰金融服务法(IFSA)2013；须获得国家伊斯兰事务委员会(SAC)批准；禁止利息(Riba)、不确定性(Gharar)和赌博(Maysir)；使用伊斯兰债券(Sukuk)结构。3.BNM监管：须符合马来西亚国家银行(BNM)《反洗钱、反恐融资和扩散融资政策》；须进行客户尽职调查；须向BNM报告可疑交易。4.代币化框架：SC《数字资产指引》允许证券代币化；须通过SC认可的IEO平台发行；须符合伊斯兰金融原则（如适用）。",
|
||
legalBasis: "资本市场和服务法(CMSA)2007、伊斯兰金融服务法(IFSA)2013、SC数字资产指引2020、BNM AML/CFT政策",
|
||
ownershipRequirements: {
|
||
proofDocuments: ["SC授权证书", "SAC伊斯兰教法批准书", "BNM合规证明", "公司注册证明(SSM)"],
|
||
registrationAuthority: "马来西亚证券委员会(SC) + BNM",
|
||
transferMechanism: "须通过SC认可的DAX完成转移",
|
||
chainRecognition: "马来西亚《电子商务法》2006承认电子记录",
|
||
foreignOwnershipRestriction: "外资可持有，部分行业须获得SC批准",
|
||
},
|
||
tradingRequirements: {
|
||
minimumInvestor: "合格投资者(QI)：净资产>300万马币或年收入>30万马币",
|
||
settlementPeriod: "T+2",
|
||
allowedCurrencies: ["MYR", "USD", "XTZH"],
|
||
tradingPlatform: "SC认可的数字资产交易所(Luno、MX Global等)",
|
||
reportingRequirements: "大额交易报告(>5万马币)"
|
||
},
|
||
sourceUrl: "https://www.sc.com.my/regulation/guidelines/digital-assets",
|
||
tags: ["MY", "Funds", "Islamic", "SC", "BNM", "Sukuk", "Sharia"]
|
||
},
|
||
|
||
// ══════════════════════════════════════════════════════════════
|
||
// 泰国 (TH)
|
||
// ══════════════════════════════════════════════════════════════
|
||
{
|
||
ruleId: "TH-CRYPTO-001",
|
||
jurisdiction: "TH",
|
||
assetClass: "DigitalAssets",
|
||
ruleType: "trading_rules",
|
||
ruleName: "泰国数字资产交易规则",
|
||
tier: 2,
|
||
complianceLevel: "mandatory",
|
||
content: "泰国数字资产交易合规要求：1.法律框架：《数字资产业务皇家法令》(2018)建立监管框架；数字资产交易所须向泰国证券交易委员会(SEC)申请许可；须满足最低资本要求（5000万泰铢）。2.SEC监管：数字代币须符合SEC《数字代币发行指引》；证券代币须在SEC注册；须通过SEC许可的交易所交易。3.BOT监管：泰国央行(BOT)监管支付系统；须符合BOT《支付系统法》；须向BOT报告大额跨境交易。4.税务：数字资产收益须缴纳15%预扣税；须在年度个人所得税申报中披露；交易所须代扣代缴。",
|
||
legalBasis: "数字资产业务皇家法令2018、证券交易法1992、支付系统法2017、SEC数字代币指引",
|
||
ownershipRequirements: {
|
||
proofDocuments: ["SEC许可证", "BOT支付系统注册", "公司注册证明(DBD)", "AML合规证明"],
|
||
registrationAuthority: "泰国证券交易委员会(SEC) + BOT",
|
||
transferMechanism: "须通过SEC许可的数字资产交易所完成转移",
|
||
chainRecognition: "泰国《电子交易法》2001承认电子记录",
|
||
foreignOwnershipRestriction: "外资持股须符合《外国商业法》；部分行业有外资上限",
|
||
},
|
||
tradingRequirements: {
|
||
minimumInvestor: "须通过KYC验证的泰国居民或合规外国人",
|
||
settlementPeriod: "T+1",
|
||
allowedCurrencies: ["THB", "USD", "XTZH"],
|
||
tradingPlatform: "SEC许可的数字资产交易所(Bitkub、Satang等)",
|
||
reportingRequirements: "大额交易报告(>50万泰铢)"
|
||
},
|
||
sourceUrl: "https://www.sec.or.th/EN/Pages/About_SEC/DigitalAsset.aspx",
|
||
tags: ["TH", "DigitalAssets", "Crypto", "SEC-TH", "BOT", "digital-token"]
|
||
},
|
||
|
||
// ══════════════════════════════════════════════════════════════
|
||
// 全球通用规则 - 新增类别
|
||
// ══════════════════════════════════════════════════════════════
|
||
{
|
||
ruleId: "GLOBAL-IP-001",
|
||
jurisdiction: "GLOBAL",
|
||
assetClass: "IntellectualProperty",
|
||
ruleType: "ownership_verification",
|
||
ruleName: "全球知识产权通证化通用规则",
|
||
tier: 1,
|
||
complianceLevel: "recommended",
|
||
content: "全球知识产权资产通证化通用要求：1.国际条约框架：专利：《专利合作条约》(PCT)允许一次申请多国保护；商标：《马德里协定》允许国际商标注册；版权：《伯尔尼公约》提供自动保护（无需注册）；工业品外观设计：《海牙协定》。2.WIPO数字化：世界知识产权组织(WIPO)正在推进知识产权数字化登记；WIPO DAS（数字访问服务）允许跨国共享优先权文件；WIPO PROOF提供知识产权时间戳证明。3.通证化要求：知识产权代币须与原始权利证书绑定；须防止双重许可；须建立版税分配智能合约；须符合各国知识产权法律。4.NAC特定要求：须通过ACC-20协议的知识产权验证模块；须在CBPP共识下完成权属验证；须符合GNACS知识产权分类标准。",
|
||
legalBasis: "专利合作条约(PCT)、马德里协定、伯尔尼公约、海牙协定、WIPO版权条约(WCT)",
|
||
ownershipRequirements: {
|
||
proofDocuments: ["各国知识产权局注册证书", "PCT申请号", "WIPO PROOF时间戳", "权属转让协议"],
|
||
registrationAuthority: "世界知识产权组织(WIPO) + 各国知识产权局",
|
||
transferMechanism: "须在各国知识产权局完成权属变更，同步更新链上记录",
|
||
chainRecognition: "WIPO正在研究区块链知识产权登记标准",
|
||
foreignOwnershipRestriction: "各国规定不同，通常无特殊外资限制",
|
||
disputeResolution: "WIPO仲裁和调解中心"
|
||
},
|
||
tradingRequirements: {
|
||
minimumInvestor: "专业投资者或机构投资者",
|
||
settlementPeriod: "T+5（含尽职调查）",
|
||
allowedCurrencies: ["USD", "EUR", "XTZH"],
|
||
},
|
||
sourceUrl: "https://www.wipo.int/portal/en/index.html",
|
||
tags: ["GLOBAL", "IntellectualProperty", "IP", "WIPO", "PCT", "Berne"]
|
||
},
|
||
|
||
{
|
||
ruleId: "GLOBAL-INFRA-001",
|
||
jurisdiction: "GLOBAL",
|
||
assetClass: "Infrastructure",
|
||
ruleType: "compliance_general",
|
||
ruleName: "全球基础设施资产通证化通用规则",
|
||
tier: 1,
|
||
complianceLevel: "recommended",
|
||
content: "全球基础设施资产通证化通用要求：1.资产类型：交通设施（高速公路、铁路、机场、海港）；能源设施（发电厂、太阳能、风电场）；通信设施；公用事业（供水、供电、供气）。2.监管框架：基础设施项目通常涉及政府特许经营权(Concession)；须符合各国公私合营(PPP)法律框架；须获得相关政府部门批准；须进行环境影响评估(EIA)。3.代币化要求：基础设施代币通常属于证券代币；须符合各国证券法规；须向投资者披露特许经营期限、收益预测等关键信息；须建立收益分配智能合约。4.NAC特定要求：须通过ACC-20协议的基础设施验证模块；须在CBPP共识下完成资产估值；须符合GNACS基础设施分类标准。",
|
||
legalBasis: "各国PPP法律、特许经营法、证券法、环境保护法",
|
||
ownershipRequirements: {
|
||
proofDocuments: ["政府特许经营协议", "环境影响评估报告", "资产评估报告", "证券注册文件"],
|
||
registrationAuthority: "各国相关政府部门 + 证券监管机构",
|
||
transferMechanism: "须获得政府批准后方可转让特许经营权，同步更新链上记录",
|
||
chainRecognition: "各国电子交易法承认电子记录",
|
||
foreignOwnershipRestriction: "基础设施通常有外资限制，须符合各国国家安全审查",
|
||
},
|
||
tradingRequirements: {
|
||
minimumInvestor: "机构投资者或高净值个人",
|
||
settlementPeriod: "T+5（含政府审批）",
|
||
allowedCurrencies: ["USD", "EUR", "XTZH"],
|
||
},
|
||
sourceUrl: "https://www.worldbank.org/en/topic/publicprivatepartnerships",
|
||
tags: ["GLOBAL", "Infrastructure", "PPP", "concession", "energy", "transport"]
|
||
},
|
||
|
||
{
|
||
ruleId: "GLOBAL-AGRI-001",
|
||
jurisdiction: "GLOBAL",
|
||
assetClass: "AgriculturalAssets",
|
||
ruleType: "compliance_general",
|
||
ruleName: "全球农业资产通证化通用规则",
|
||
tier: 1,
|
||
complianceLevel: "recommended",
|
||
content: "全球农业资产通证化通用要求：1.资产类型：农地（耕地、牧场、林地）；农产品（粮食、经济作物）；畜牧资产（牛、猪、羊）；农业设施（温室、灌溉系统）。2.土地所有权：农地通证化须符合各国土地法律；许多国家对外资购买农地有严格限制；须提供土地使用权证或所有权证书；须符合农业用途限制。3.商品代币化：农产品代币须与实物仓储绑定；须提供独立仓储机构的仓单；须建立质量检验和交割机制；须符合各国食品安全法规。4.可持续发展：须符合FAO《负责任农业投资原则》；须进行环境和社会影响评估；ESG评级将影响代币估值。",
|
||
legalBasis: "各国土地法、农业法、食品安全法、FAO《负责任农业投资原则》",
|
||
ownershipRequirements: {
|
||
proofDocuments: ["土地使用权证/所有权证书", "农业生产许可证", "仓储机构仓单", "质量检验报告"],
|
||
registrationAuthority: "各国农业部门 + 土地登记机构",
|
||
transferMechanism: "须在各国土地登记机构完成权属变更，同步更新链上记录",
|
||
chainRecognition: "各国电子交易法承认电子记录",
|
||
foreignOwnershipRestriction: "多数国家对外资购买农地有严格限制",
|
||
},
|
||
tradingRequirements: {
|
||
minimumInvestor: "机构投资者或农业专业投资者",
|
||
settlementPeriod: "T+5（含实物验收）",
|
||
allowedCurrencies: ["USD", "EUR", "XTZH"],
|
||
},
|
||
sourceUrl: "https://www.fao.org/investment/en/",
|
||
tags: ["GLOBAL", "AgriculturalAssets", "farmland", "livestock", "FAO"]
|
||
},
|
||
|
||
];
|
||
|
||
// ─── 执行写入 ─────────────────────────────────────────────────────
|
||
|
||
async function main() {
|
||
const client = new MongoClient(MONGO_URL);
|
||
|
||
try {
|
||
await client.connect();
|
||
const db = client.db(DB_NAME);
|
||
const collection = db.collection(COLLECTION_NAME);
|
||
|
||
console.log(`[扩展知识库] 连接 MongoDB 成功`);
|
||
console.log(`[扩展知识库] 准备写入 ${EXTENDED_RULES.length} 条规则`);
|
||
|
||
let inserted = 0;
|
||
let updated = 0;
|
||
let skipped = 0;
|
||
|
||
for (const rule of EXTENDED_RULES) {
|
||
try {
|
||
const existing = await collection.findOne({ ruleId: rule.ruleId });
|
||
|
||
if (existing) {
|
||
await collection.updateOne(
|
||
{ ruleId: rule.ruleId },
|
||
{
|
||
$set: {
|
||
...rule,
|
||
lastUpdated: new Date(),
|
||
},
|
||
}
|
||
);
|
||
updated++;
|
||
console.log(` [更新] ${rule.ruleId}: ${rule.ruleName}`);
|
||
} else {
|
||
await collection.insertOne({
|
||
...rule,
|
||
createdAt: new Date(),
|
||
lastUpdated: new Date(),
|
||
});
|
||
inserted++;
|
||
console.log(` [新增] ${rule.ruleId}: ${rule.ruleName}`);
|
||
}
|
||
} catch (e) {
|
||
console.error(` [错误] ${rule.ruleId}: ${e.message}`);
|
||
skipped++;
|
||
}
|
||
}
|
||
|
||
// 验证结果
|
||
const total = await collection.countDocuments();
|
||
const newFormatCount = await collection.countDocuments({ ruleId: { $exists: true } });
|
||
|
||
console.log(`\n[扩展知识库] 完成！`);
|
||
console.log(` 新增: ${inserted} 条`);
|
||
console.log(` 更新: ${updated} 条`);
|
||
console.log(` 跳过: ${skipped} 条`);
|
||
console.log(` 数据库总规则数: ${total} 条`);
|
||
console.log(` 新格式规则数: ${newFormatCount} 条`);
|
||
|
||
// 辖区分布统计
|
||
const jurisdictionStats = await collection.aggregate([
|
||
{ $group: { _id: "$jurisdiction", count: { $sum: 1 } } },
|
||
{ $sort: { count: -1 } }
|
||
]).toArray();
|
||
|
||
console.log(`\n[辖区分布]`);
|
||
for (const stat of jurisdictionStats) {
|
||
console.log(` ${stat._id}: ${stat.count} 条`);
|
||
}
|
||
|
||
// 资产类别分布统计
|
||
const assetStats = await collection.aggregate([
|
||
{ $group: { _id: "$assetClass", count: { $sum: 1 } } },
|
||
{ $sort: { count: -1 } }
|
||
]).toArray();
|
||
|
||
console.log(`\n[资产类别分布]`);
|
||
for (const stat of assetStats) {
|
||
console.log(` ${stat._id || "未分类"}: ${stat.count} 条`);
|
||
}
|
||
|
||
} catch (e) {
|
||
console.error(`[扩展知识库] 错误: ${e.message}`);
|
||
} finally {
|
||
await client.close();
|
||
}
|
||
}
|
||
|
||
main();
|